SPEEDHOME Landlord Plans — Standard, Protect & Protect+ at a Glance
This page explains how SPEEDHOME’s landlord plans work — Standard, Protect and Protect+. It covers what each plan does, what is protected, how payouts work, and how pricing is structured, so you can choose the plan that fits your property.
Plans effective from 4 June 2026Versi BM中文版How the plans work
SPEEDHOME offers three landlord plans. They differ in how the tenancy is structured and in the level of financial protection included.
Standard
You contract directly with your tenant under a Direct Tenancy Agreement. SPEEDHOME provides the platform tools — rent invoicing, payment handling, ledger administration, notices and tenant communication. Standard does not include rent protection payouts or insurance-backed protection.
Protect and Protect+
SPEEDHOME becomes the master tenant under a Master Lease Agreement and sub-lets to your occupant. SPEEDHOME operates the tenancy and provides the plan benefits — including scheduled rent payouts — within the caps and conditions of the plan. You remain the owner of the property and still approve the tenant, the rent and the agreement before signing.
Plan comparison
A side-by-side view of what each plan includes.
| Benefit | Standard | Protect | Protect+ |
|---|---|---|---|
| Tenant search, screening and agreement support | Included | Included | Included |
| Rent invoicing, collection and ledger | Included | Included | Included |
| Utility monitoring | Included | Included | Included |
| Rent protection payout if tenant is late | Not included | Within 10 days of rent due date | On rent due date |
| Rent Protection Pool limit | Not included | Up to 70% of 2 months’ rent | Up to 2 months’ rent |
| Eviction and enforcement coordination | On request (charges may apply) | Included | Included |
| Overstay Cash Defender | Not included | Not included | Included (by request) |
| Household contents protection | Not included | Included, up to plan limit | Included, up to plan limit |
| Inconvenience Benefit | Not included | Up to RM1,000 | Up to RM2,000 |
| SPEEDFIX Advance for repairs | Eligible | Eligible | Eligible |
What is protected
Protection on Protect and Protect+ comes from two sources. Rent payout support is part of your SPEEDHOME agreement. Household contents protection is insurer-backed, arranged through the current insurer or insurance partner, with SPEEDHOME topping up above the insurer amount where your plan provides for it.
Rent Protection Pool (RPP)
The Rent Protection Pool is the maximum SPEEDHOME pays you if the tenant is late or does not pay. SPEEDHOME pays you on the plan schedule whether or not the tenant has paid, up to this limit.
It works like a revolving limit. Each payout uses up part of the pool. If the tenant later repays the overdue rent, SPEEDHOME is reimbursed first and the used portion of the pool frees up again — the same way a credit card limit refreshes once you pay down the balance.
Protect: up to 70% of 2 months’ rent, paid within 10 days of the rent due date. Protect+: up to 2 months’ rent, paid on the rent due date.
Overstay Cash Defender (Protect+ only)
If a tenant stays on past the rent they have paid for, Overstay Cash Defender continues paying you up to the tenancy end date or until the tenant moves out, whichever is sooner. It is request-based, capped, and depends on your cooperation with the enforcement process.
Inconvenience Benefit
Where a tenant abandons the tenancy or it ends due to tenant default, the Inconvenience Benefit covers eligible direct costs — outstanding utility bills, professional cleaning, and repair of accidental damage to fixed items. It is capped per plan: up to RM1,000 on Protect, up to RM2,000 on Protect+. It is paid by direct settlement to the relevant vendor against a verified invoice, not as cash to the landlord.
Optional add-ons can be elected at signing to raise specific cover, each with a one-time fee. Each add-on raises only its own category — the Utility Extra and Fixture Refurbishment sub-caps are separate and cannot be used interchangeably. Utility cover cannot be spent on fixtures, and fixture cover cannot be spent on utilities.
| Add-on | Extra cover | One-time fee |
|---|---|---|
| Utility Extra | Additional RM1,000 utility sub-cap | RM100 |
| Fixture Refurbishment | Additional RM1,000 fixture sub-cap | RM150 |
| Bundle (both) | Both of the above | RM230 |
The Bundle adds both sub-caps, but they remain separate — RM1,000 for utilities and RM1,000 for fixtures, each usable only for its own category.
Household contents protection
For Protect and Protect+, household contents protection covers eligible movable items in the property. It is made up of two parts:
- The first RM5,000 is insurer-backed base cover, arranged through the current insurer or insurance partner.
- Where your plan provides a higher household contents amount, SPEEDHOME covers the portion above RM5,000 as a contractual top-up under your plan.
Both parts are assessed on the same claim standard, so your household contents claim is handled consistently across the full amount. The amount shown depends on your plan and is confirmed at signing.
SPEEDFIX and SPEEDFIX Advance
SPEEDFIX is a repair and vendor coordination service available on all plans within covered areas. Repair work is carried out by independent vendors coordinated by SPEEDHOME.
A major repair often lands as one large bill, all at once. SPEEDFIX Advance helps with that: for approved repair jobs, SPEEDHOME pays part of the repair cost directly to the vendor, so you do not fund the full amount upfront. You repay it from your rental payouts over up to 6 months, interest-free.
| Completed tenancy agreements | SPEEDFIX Advance |
|---|---|
| 1–5 tenancy agreements | Up to 50% |
| 6–10 tenancy agreements | Up to 80% |
| More than 10 tenancy agreements | Up to 100% |
SPEEDFIX Advance is subject to approval and eligibility. The advanced amount is a repayable trade credit — it carries no interest, but it still needs to be repaid.
Plan pricing
Pricing has two parts: the plan cost, and a monthly service fee deducted from each rental payout.
| Plan | Plan cost |
|---|---|
| Standard | RM799 + SST subscription |
| Protect | 1 month rent-free period |
| Protect+ | 1.5 months rent-free period |
For Protect and Protect+, the plan cost is taken as a rent-free period rather than a separate annual invoice.
Monthly service fee
The monthly service fee is deducted from each rental payout. It gets lower as your number of completed tenancy agreements with SPEEDHOME grows — the longer you stay, the less you pay.
| Completed tenancy agreements | Monthly service fee |
|---|---|
| 1 tenancy agreement | 2.19% + SST |
| 2–10 tenancy agreements | 2.00% + SST |
| 11–20 tenancy agreements | 1.90% + SST |
| 21–30 tenancy agreements | 1.80% + SST |
| More than 30 tenancy agreements | 1.80% + SST |
Your tenancy agreement count is based on your lifetime record with SPEEDHOME, not only your active units today.
Changing or cancelling your plan
You select a plan at the start of a new tenancy. After that, a 60-day Plan Change Window applies from the commencement date:
- A Standard tenancy may upgrade to Protect or Protect+ within the first 60 days, subject to the charges shown in the Platform.
- A Protect or Protect+ tenancy may downgrade to Standard within the first 60 days, subject to approval and recalculation.
- After the first 60 days, there is no ordinary plan change, downgrade, or cancellation.
This page covers plan changes only. It does not by itself create any cancellation or refund right. Ending a tenancy early is a separate matter, governed only by your signed tenancy agreement.
Important conditions
This page is a general explanation of how the plans work. It is not the tenancy agreement. The signed agreement set and your tenancy-specific Platform record set out the binding terms, and they prevail over anything stated here.
A few key points to be aware of:
- Plan benefits do not cover pre-existing defects, normal wear and tear, or losses caused by landlord non-cooperation with enforcement or re-letting.
- Household contents insurance is subject to the insurer’s terms, excess, exclusions and claim validation.
- SPEEDFIX and SPEEDFIX Advance are subject to service-area availability and eligibility.
- Plan benefits are personal to the registered landlord; a change of ownership or identity requires notification and may require re-assessment.
- After the Rent Protection Pool is fully used, SPEEDHOME continues tenancy operation and enforcement coordination, but scheduled payouts pause until the pool is replenished.
Setting up a tenancy with SPEEDHOME? The plan that applies to your property, and its exact commercial terms, are confirmed in your Platform record before you sign.
