Overstay Cash Defender(OCD)

Introducing our new Overstay Cash Defender (OCD), securing your rental income for up to 12 months, even if your tenant overstays and doesn’t pay their rent!

Wash away your rental income worries with OCD

SPEEDHOME Overstay Cash Defender(OCD) included 3 main features:

SPEEDHOME will pay the rent

SPEEDHOME will pay for the overdue rent even if the tenant does not pay and still occupy the unit.

SPEEDHOME will bear the legal eviction letter cost

The cost for the Letter of Demand to evict the tenant will be borne by SPEEDHOME.

Allianz will cover for your lost

Any damages or stolen items done by the tenant will be reimbursed by the Landlord Rental Protection Plan to the landlord.

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What OCD means for landlords!?

Biggest nightmare as a landlord? Getting tenant from hell.

Not only those who did damages to your property, but the ones occupy without paying the rent as well.


Right now, SPEEDHOME decided to share the risk with you.

On top of s comprehensive Landlord Rental Protection Plan coverage powered by Allianz, now every landlord who purchases our Extended+ plan is entitled to our Overstay Cash Defender (OCD) protection until the tenure ends!

Which Landlord Rental Protection Plan Offers OCD?

Only Extended+ offers the Overstay Cash Defender (OCD) protection.

Landlord Protection Plan
  1. This Landlord Rental Protection Plan is applicable for any unit rental from RM500 to RM5,000 only.
  2. On-Time Rental (OTR) is a feature that allows you to get your rental income on time even when your tenant pays late or stop paying. OTR payment can be activated up to 2 times continuously and will only be reset once a tenant pays their rent.
  3. Overstay Cash Defender is a feature that ensures you to still receive your monthly rental even if the tenant stops paying the rent while still occupying the house.
  4. Inconvenience benefit coverage is upgradeable upon request.
  5. Click here for SPEEDHOME Product Disclosure Sheet.

Frequently Asked Questions

No, OCD coverage is only for the tenant who overstayed and occupied the house. If the tenant chooses to move out or early terminates the agreement, SPEEDHOME will not pay for the rent of the tenant for the remaining months.

No. SPEEDHOME will pay the rent to the landlord and the landlord does not need to submit anything to SPEEDHOME. However, the landlord must allow SPEEDHOME to collect the rent on behalf of them.

The maximum overstay duration covered is based on the tenure. 

Example: For a one-year contract, if the tenant does not pay the rent on the third month after he moves in, SPEEDHOME will pay the rent starting from that month until the tenure ends.

No. Only the landlord who purchases the Allianz Extended+ plan will be under the 12 months overstay protection.

Yes. You need to follow the instructions provided by SPEEDHOME and  fully comply with the vacant possession clause with SPEEDHOME.